Is There A Fee For Cash App

'How much does Cash App charge?': Many Cash App transactions are free — here's how to tell which will cost you

Square Cash App — Many transactions are free on the Cash app, but there are some transactions that include a minimal extra fee.

Many Cash App transactions between users are free, but there are instances in which you may be charged a small fee for a transaction.
When you make a payment using a credit card on Cash App, Square adds a 3% fee to the transaction.
Standard transfers on the app to your bank account take two to three days and are free, while instant transfers include a 1.5% fee.
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If you use a personal Cash App account linked to your bank account or debit card and aren't in a rush to transfer payments, then you might never have to pay a single cent for your transactions. However, if you opt to use a credit card to send money or need an instant transfer, Cash App charges minimal fees.

There are a few cases in which you might incur Cash App charges, but with the included convenience of sending, receiving, and transferring money, you probably won't even mind paying up.

Here's when your Cash App will charge you a fee

If you are sending money via a credit card linked to your Cash App , a 3% fee will be added to the total. So sending someone $100 will actually cost you $103. This is a rather standard fee with other payment apps as well, like PayPal, and is about the same rate businesses usually absorb with credit card transactions.

Cash App accepts major credit cards, including Discover, MasterCard, Visa, and American Express.

The other common charge Cash App users will see is a 1.5% commission added when they opt for instant transfers from the app to a bank account. However, this fee can easily be avoided by simply opting for a standard transfer, which takes two to three days.

You must have a valid debit card linked to your bank account to set up a Cash App account.

Related coverage from How To Do Everything: Tech:

'How much can you send on Cash App?': It depends on whether or not your account is verified — here's what you need to know
How to use your Cash Card after you sign up for and activate it in the Cash App
How to change your Cash App PIN on an Android or iPhone
How to unlink and delete your Cash App account on your iPhone
'Can you send money from PayPal to Cash App?': Not directly, but you can use your bank account — here's how

Steven John

Freelance Writer

Steven John is a freelance writer living near New York City by way of 12 years in Los Angeles, four in Boston, and the first 18 near DC. When not writing or spending time with his wife and kids, he can occasionally be found climbing mountains. His writing is spread across the web, and his books can be found at www.stevenjohnbooks.com.